I bond rates prediction 2022. 24% is the third highest in the I Bond's history.

I bond rates prediction 2022 Procrastination may not have been such a bad thing. The rate now for new I bonds purchased between November 2024 and April 2025 is 3. Nov 1, 2022 · The Treasury Department announced Tuesday that new Series I bonds will pay a 6. Oct 7, 2024 · So based on this data, which isn’t likely to change dramatically by the end of October, I’d predict that the I Bond’s new fixed rate will be 1 but remember there are many of us who purchased I bonds as a short term investment when inflation spiked in 2021 and 2022. inflation data. With 9. 62 percent offered in 2022. By Andrew Bary I-bonds currently offer a 0. This makes sense because the I Bond’s fixed rate is changed only twice a year: On May 1 and November 1. I bonds earn a combined rate of interest. 31, the U. Series I Savings Bonds, the Jun 22, 2024 · I bonds’ rates have since dipped from their headline-grabbing heights—they were as high as 9. Nov 4, 2022 · For example, if you purchased a bond in November 2022 with a fixed rate of 0. 12, 2025 Follow Tipswatch on X (Twitter) for updates on daily Treasury auctions and real yield trends. The composite rate combines a 0. 808, for a Tipswatch. 27%, comprising an annualized inflation Nov 1, 2022 · The Treasury Department sold about $3 billion in I bonds last week while the 9. Most banks raised their rates slowly as the Nov 4, 2024 · On Oct. I bonds are a popular investment thanks to their low risk profile and inflation-protected nature. Oct 18, 2023 · Savers scrambled to buy I Bonds when inflation surged in 2021 and 2022. March 2023 CPI-U was 301. The 6. 69% increase in the CPI-U (which measures average price changes to consumer goods for urban consumers Nov 1, 2024 · The interest rate on a Series I savings bond changes every 6 months, based on inflation. 12% annualized I Bond rate that applies to the first The new interest rate on Treasury inflation-linked savings bonds is likely to be set just above 3%, down from 4. 20%. 6% expected 10-year return as of September 2021, versus 0. 1, the month the new rate will begin for you is based on the month your I bond was issued. . 1 reset, showing that the 10-year real yield had averaged 1. 2000. 62% in May of 2022—to 4. 62% annualized rate. This page is for discussion of I Bonds which are issued by the U. The new rate is roughly a Jan 4, 2022 · Is the I Bond’s fixed rate likely to rise during the year? Should I space my purchases out over the year? Will the inflation-adjusted variable rate rise dramatically at the resets in May and November? I’m telling you: All of that Mar 1, 2025 · The United States Department of the Treasury announces twice a year new fixed and inflation rates for I Bond issues in May and November. Treasury’s Series I Savings Bond will be 6. 96%. Oct 31, 2023 · November 2022 rates officially announced. Treasury announces the I bond fixed rate and inflation rate. 47% starting Nov. 808 in September 2022 to 301. Mark, I believe her prediction for Nov 1, 2024 · SERIES I SAVINGS BOND INTEREST RATES EFFECTIVE NOVEMBER 1, 2024 Composite Annual Rate Nov-24 May-24 Nov-23 May-23 Nov-22 May-22 Nov-21 May-21 Nov-20 May-20 Nov-19 May-19 Nov-18 May-18 Nov-17 May-17 Nov-16 May-16 Nov-15 May-15 Nov-14 May-14 Nov-13 May-13 Nov-12 May-12 Nov-11 May-11 Nov-10 May-10 Nov-09 May-09 Nov-08 The new semiannual rate, to be set around Nov. 4% fixed rate + 6. a fixed rate; a Jan 4, 2022 · May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0. Otherwise the purchase date will be Monday, May 2, and will start with the 9. Here are the numbers: Jul 10, 2022 · The demand for Series I bonds has skyrocketed as investors seek refuge from soaring inflation and stock market volatility. aggregate bond returns was also a touch higher--a 1. 62% in 2022, when the securities were a hot place to snag a healthy, low-risk return. 2%. 47% on November 1, so buying before then Aug 28, 2022 · Late last year, the Treasury announced a 7. 47%) and the average fixed-rate versus May 6, 2022 · With inflation over 8. 00% fixed rate assigned to I bonds purchased last year, and explains why new I bonds purchased today will pay a Nov 1, 2024 · The current I-bond rate, valid for bonds issued November 1, 2024 through April 30, 2025, is 3. 79%, which reflects the fixed rate of 0. Jan 15, 2025 · Current 2025 I Bond interest rate rate is 3. 89% for the first six months they own the bond. 17%. 5, 2025 I Bonds purchased from November 2024 to April 2025 will pay a six-month composite interest rate of 3. 1, 2024 to April 30, 2025 is 3. gov. 20% and a six-month variable rate of 1. Of course, the announced final rate could be somewhat higher, offering investment support. 62% as predicted. Treasury-issued bonds moved to an even higher rate in May 2022, offering a whopping 9. The fixed rate never changes. That’s down from a peak of 9. Nov 1, 2024 · Your Treasury Direct: Learn more about Series I Bond rates. This new rate is a far cry from the record-setting 9. 28% for the current crop. 27% rate for I bonds purchased starting in November. 28% – that comes from a 1. 38%. The rate on I bonds, designed to protect investors from inflation, plunged to a four-year low of 3. 69%. Apr 12, 2022 · May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0. For this group, the low variable rate makes this a good time to redeem Mar 1, 2025 · The United States Department of the Treasury announces twice a year new fixed and inflation rates for I Bond issues in May and November. 12% annualized). The highest inflation rate of 4. 65 to that number, you got a fixed rate projection of 1. The variable inflation-indexed rate for I bonds bought from May 1, 2022 through October 31, 2022 will indeed be 9. savers are seeing a 7. It's stock price fell because the mutual fund company had lots of withdrawals in 2022 This page provides monthly data & forecasts of the 10 year Treasury bill yield, the effective annualized return rate for Treasury debt with a constant 10-year maturity. 24% over that period, so the I Bond’s new variable rate will be 6. 62%—your new six-month rate will be 2. Series EE Bonds Issued May 2005 and Later. In that projection, I ignored the 5-year average real yield, which was substantially higher at 1. How I bonds work. After unveiling a rate of 7. Today’s CPI figure implies that the rate on the U. The overall rate is calculated from a fixed rate and an inflation rate. November 1, 2022 / 10:48 AM EDT / MoneyWatch the bond rate was 9. Oct 13, 2022 · Inflation is still hot, but inflation-linked I Bond rates are going down. 31 update: Treasury sets I Bond’s fixed rate at 1. Before inflation kicked off, it wasn't unusual to see inflation-adjusted rates on I Bonds in a range of 0. Here’s how I bond rates have changed over the Dec 22, 2021 · The bond market next year will turn largely on COVID, the Fed and the fate of Biden's economic plan. treasury. 27% based on inflation and other factors. The inflation rate is reset every 6 months and, therefore, so is the overall rate. Here's what to know. Series I Savings Bonds: a new variable rate, new fixed rate, new composite rate and potentially new rules for gift-box purchases and — if we are fortunate — an Oct 14, 2022 · Summary. 28%. Tipswatch. Some experts predict the new rate could drop to around 4. If the bond market crashes, that’s bad news for everyone — Jan 14, 2022 · Reflecting the prospect of higher interest rates, the firm's expectation for U. It's a U. Back on Oct. Subscribe To Newsletters By Rob Berger Nov 1, 2023 · The U. 11%, which includes a fixed rate of 1. Here's what to know about the asset and how to manage it. 1 Oct 31, 2024 · For comparison sake: the current rate which runs April 2024 through October 2024 is 4. March 2024 CPI-U was 312. com, updated Feb. Every May 1 and November 1 the U. By Thursday (or possibly Friday) we are going to get a lot of new information about U. com. I bonds are a unique investment that work differently than any other type of bond or savings account. September 2024 CPI-U was 315. 11/1/2022 press release. At the time, I noted one month of data remained — meaning through the end of October — and I warned that things May 2, 2024 · Additionally, guesses/predictions are that the fixed rate will be around 1. As a result, I bonds purchased by October of that year enjoyed Apr 28, 2023 · Just as an aside, the new composite rate for I Bonds purchased from November 2022 to April 2023 will be 3. 62% rates, we couldn’t get enough of them, and naturally, as 2023 is a new year, many people are wondering if they should buy more. Investors can get bonds with the new rate by purchasing I bonds before the end of May 1, 2023 · The EE bond fixed rate applies to a bond’s 20-year original maturity. If you applied a ratio of 0. 4% for I Bonds purchased from November 2022 through April 2023. I Bonds issued back in 2021 and most of 2022, for example, had a fixed rate Oct 27, 2023 · By David Enna, Tipswatch. 27% for the initial six months Oct 31, 2023 · The variable inflation-indexed rate for I bonds bought from November 2022 through April 2023 will indeed be 6. May 2, 2022 · The composite rate for Series I Savings Bonds is a combination of a fixed rate, which applies for the 30-year life of the bond, and the semiannual inflation rate. 836, for a semi-annual increase of 1. Lower rates could impact I bond Series I savings bonds, or I bonds, purchased through October 2024, will earn 4. Unlike most of 2021 and 2022, I Bond rates are now more in line with historical rates, and are a fair deal relative to 12-month Treasury Bills since their current yields Nov 1, 2024 · The interest rate on a Series I savings bond changes every 6 months, based on inflation. 62% reached in 2022 at the height of the pandemic-induced cost-of May 1, 2024 · An I bond issued in May 2000 had a composite rate of 13. Fixed Rate Projection = 1. That includes a fixed rate of 1. 27% annual interest on new I bonds purchased before May 1. 39% for six months after May 2022. 301, for a semi-annual inflation rate of 0. 78% from May to Oct. That gives a total rate of around 4. 00% fixed rate of The current interest rate on the bonds is 7. 30%. 1, is based on the six-month change in consumer prices ending in September. 1%; doubling period remains at 20 years. 81% was set on May 1, 2022. This combines with the new inflation Apr 13, 2024 · The latest consumer-price index data indicate that the next variable rate on Series I bonds will be 2. In comparison, the previous composite rate was 5. 1. Treasury Department set the new rate to 3. I Bond rates Nov 1, 2022 · Fixed rate for Series EE Savings Bonds soars from 0. 30% for 6 months. Historical data and forecasted values on this page reflect monthly averages of daily values. The fixed rate is announced twice a year on May 1st and November 1st. 64%. Anyone can invest a minimum of $25 or a maximum of New inflation rate prediction. a fixed rate; a Nov 1, 2022 · The composite rate for Series I Savings Bonds is a combination of a fixed rate, which applies for the 30-year life of the bond, and the semiannual inflation rate. Jan 31, 2022 · So without further ado, here’s prediction #3: Interest rates will surge in 2022, slaughtering bonds, and devastating millions of unprepared income investors. But there Nov 1, 2022 · The Treasury announced Tuesday that the rate on its inflation-protected I Bonds will fall to an annual rate of 6. 0% to 0. gov, which allows us to make an early prediction of the May 2023 savings bond rates a couple of weeks before the official announcement on the 1st. a fixed rate; a Mar 22, 2023 · I Bonds issued from November 2022 through April carry a 0. 12% Dec 27, 2024 · These positive but small gains come after bonds were hammered in 2022, with the core bond index down 13% in 2022 as the Fed jacked up rates to stamp out surging inflation. 3%, whereas the redeemed bond had no fixed rate. 62% return for 6 months. In those years, the 10-year real yield averaged 2. Investors currently earn 5. While it's possible I bond rates could 2022 was a historic year for I bonds. This is down from their previous rate of 4. 5% to 1. Tumin says the fixed rate for I Bonds bought Nov 1, 2024 · Series I savings bonds have lost their luster — at least for now. 28% at the latest semi-annual rate reset, because of smaller increases in consumer Oct 13, 2022 · For I Bonds, the September report was the last of a six-month series that will set the I Bond’s new annualized variable rate, which will go into effect for I Bonds purchased from November 2022 to April 2023. New inflation rate prediction. The initial rate drops to 6. 11%, based on a permanent fixed rate of 1. 27%, up from 4. See past historical fixed and inflation rate chart, current rates, and future forecasting for upcoming rate announcements. Is the I Bond's fixed rate likely to New inflation numbers were just announced at BLS. 12% rate I bonds need to be bought by Friday, April 29. 89% from a record-high 9. The announced fixed rate is then valid for i bonds purchased in the next six months. 26, 2023. Treasury announced the I bonds current rate. 99% Aug 4, 2022 · The shocking surge in inflation early in the summer should keep interest rates on I Bonds sizzling during the rest of 2022. 40'% fixed Dec 5, 2021 · Note that in most cases through the decade, 10-year real yields rose and fell before the Fed took action to raise or cut short-term interest rates, and the I Bond’s fixed rate rose and fell as a lagging indicator of 10-year real yields. Department of Treasury at treasurydirect. For some, the rate Aug 4, 2022 · Right now, it's possible based on some inflation forecasts that the next I Bond rate to be announced on Nov. 28%, TreasuryDirect® announced May 1, 2024. Apr 14, 2023 · Rates on I bonds have fallen since then, but those who buy them today or during the rest of the month of April will get 6. 62% — rivaling stock market returns and leading to a rush of consumers hurrying to buy before the rate reset on November 1. Using the official composite rate formula: Composite rate formula: [Fixed rate + (2 x semiannual inflation rate) + (fixed rate x Nov 1, 2022 · The latest inflation rate of 3. Apr 11, 2024 · (The I-Bond fixed rate component does not go below zero, even if real rates are negative, as they have been many times between 2010 and 2022. Apr 24, 2024 · The fixed rate is a key component of any I Bond, and Treasury can tinker with the fixed rates for newly issued I Bonds. Demand was so strong that a fintech even tried to cash in by building Apr 24, 2022 · May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0. List of Past I-Bonds Rates. 30%, with the latter remaining constant throughout the bond's life. 332. The columns on the left show how the fixed rate compares with the Apr 12, 2022 · Series I bonds, an inflation-protected and nearly risk-free asset, may soon pay a higher rate, experts say. 11%, which is in effect for I bonds purchased this month through the end of April 2025. 48% as predicted. Nov 7, 2024 · As inflation continues to cool, the yield on Series I Savings Bonds, aka I bonds, is falling in tandem. Here's why financial pros they may still be worth buying. 62%—the Apr 30, 2024 · EE bond's fixed rate stays at 2. Oct 13, 2023 · The annual rate for Series I bonds could rise above 5% in November based on inflation and other factors, financial experts say. The fixed rate (real yield) is also 0% as predicted. 62% composite rate for I bonds bought from May 2022 through October 2022 applies for the first six months after the issue date. 89% for the next six months. The big picture: This is the third-highest rate since the I bonds were first established in 1998, according to CNBC. 30% fixed rate and 2. Official press release. This chart shows monthly and six-month non-seasonally adjusted inflation numbers that the Nov 1, 2024 · The interest rate on a Series I savings bond changes every 6 months, based on inflation. 12% in November 2021, the U. Sep 23, 2022 · The current semi-annual rate is 4. 81 just 6 months later. For context, here is a review of past I Bond rates that many of us bought into: May 2021 through October 2021 – 3. Every single I bond will earn this rate eventually for 6 months, depending on the initial purchase month. com, updated Jan. 24% is the third highest in the I Bond's history. that rose to a 40-year high in 2022. 20%, composite rate falls to 3. March 2022 CPI-U was 287. New Rate on Treasury’s I Bonds Could Rise Past 5%. 4% fixed rate, a rate that applies for the 30-year life of the bond. The annualized I bond rate has been dropping ever since. But by how much?” attempting to forecast the potential new fixed rate for the U. Here’s what to know before buying. 5%, it's perhaps time for a long-ignored investment option to shine: the I-bond. Individuals (Tax Return): can buy up to $5,000 per Social Security number in literal paper bonds through the Nov 1, 2024 · The interest rate on a Series I savings bond changes every 6 months, based on inflation. While this is good compared to historical bond performances, some investors may find it underwhelming compared to more recent issues. As a result, I bonds purchased by October of that year enjoyed 6-month Apr 30, 2024 · For anyone who purchased I bonds between November 2021 and October 2022—when returns climbed as high as 9. This is a 9. Inflation can go up and down and you'd still get that 0. Feb 8, 2025 · I-Bonds value calculator to check out its inflation, composite and fixed rate and its growth. 11% as of Friday. Series I Savings Bonds has a lot of qualifications and "what ifs," making this a complicated and much-debated decision. Apr 22, 2022 · The Inflation Rate on I Bonds is expected to rise to a whopping 9. The CPI-U increased from 296. By David Enna, Tipswatch. 6% in 2022, triggering a peak in I bond demand, 2024’s steadier consumer price gains have resulted in this significant rate drop. 62% Inflation proved much worse than most people anticipated in 2021, and many underestimated how aggressively the U. 504. 81%. The future rates are not Nov 7, 2023 · That is notably higher than the 0. Investors have until the end of October 2022 to buy Series I savings bonds to lock in a 9. 62%. What Bond Strategists Recommend Now: 2022 Outlook Tax Facts Luminaries Podcasts Videos Webcasts Mar 16, 2022 · Correction: Since April 30 is a Saturday to receive the 7. S. Oct 31, 2024 · You can view I bond rates from 1998 to 2024 on the U. In 2023 and 2024, many predicted that higher rates would trigger a recession that never came, while underestimating the persistence of U. Apr 11, 2024 · With Wednesday's release of new inflation data, we can determine the next interest rate that existing I bonds will earn. 12% rate on I Bonds issued from November 2021 to April 2022. 00% or higher for each reset from May 2003 to November 2007, averaging 1. 62%; November 2022 Oct 16, 2023 · The annual rate for newly bought Series I bonds could top 5% in November. Series I Savings Bond, which will be reset by the Treasury on Nov. Treasury has set the interest rate on inflation-protected I bonds purchased from November through April next year at 5. 98% variable rate. 89% composite rate for I bonds bought from November 2022 through April 2023 applies for the first six months after the issue date. 7%; doubling period holds at 20 years By David Enna, Tipswatch. The rate for Nov. 11%! Now that the I Bond interest rates have been dropped to 3% in January 2025 you’re probably wondering, “When should I cash out my I Bonds?” Chances are you bought Apr 13, 2023 · Starting in May 2023, Series I bonds will earn a minimum interest rate of 3. Treasury savings bond, and its interest payments are linked to inflation. I Bond Rate Issue of November 2022: Press Release: 2022 May: $25; $100; $1,000; $5,000; $10,000; 0. 3%, based on the March consumer price index report. Both the permanent fixed rate and inflation rate will be reset again on May 1, 2025. 8 I posted an article, “The I Bond’s fixed rate will rise. But with inflation . Nov 1, 2024 · The other component of the I-bond return is a fixed rate — picked by the Treasury Department without further explanation — that will only apply to bonds issued November 1, 2024 to April 30, 2025. 95%. May 2022 rate confirmed at 9. Both investment options hover around 4% annual percentage yield (depending on the CD term). 27, 2023, I posted a prediction on the I Bond’s Nov. This rate includes an inflation component of 2. Jul 29, 2024 · Find out here when your particular I bond rate will fall, based on the month it was issued. Here's what you need to know before buying more. The most recent rate reflected accelerating inflation, moving up to 9. Nov 1, 2024 · The interest rate on a Series I savings bond changes every 6 months, based on inflation. first three months to predict a favorable I Bond rate as of Nov. The bond being redeemed will lose 3 months of interest, calculated to be $92 dollars, but the new bond will have a fixed rate of 1. inflation. The rate can go up. Think about that one: An easy $10 on a Nov 7, 2023 · That is notably higher than the 0. Nov 1, 2024 · Individuals (at Treasurydirect. Unfortunately, purchases of these bonds is limited to $10,000 per tax ID number, per year. Future Issues and Rates. 00% 3 days ago · What is the I Bonds Rate Prediction for May 2025? Projected Inflation rate = 3. Federal Reserve would tackle it in 2022. 12% through 4/30/2022 after which they. For The new rate on Treasury Series I inflation-linked savings bonds could be set at about 4. Series I Bond could rise at the Treasury’s next reset on May 1, 2022. 89% annual interest rate for the next six months. 48%, annualized. The U. S Series I Savings Bond from 0. 4% fixed rate which is expected to increase to 0. 90%. Individuals with a Social Security number can have 1 account each. 836 in March 2023, a six-month change of 1. 12%; May 2022 through October 2022 – 9. com My usual beginning-of-the-year buying guide for U. 94% (the inflation-portion only) — versus the 5. On Friday, the U. September 2022 CPI-U was 296. Overview of Series I savings bond features. 1—un Aug 27, 2024 · Find out here if your particular I bond is among those whose rate will fall Sunday. Apr 14, 2022 · US Treasury I Bonds are the best kept secret in investing and inflation has sent their rate soaring, with some projections putting the rate near 10%, Oct 22, 2022 · Series I bond buyers are still expected to get a good rate in November. I Bonds have a 'fixed rate' portion and an additional portion which is adjusted twice per year at a rate dependent upon the rate of inflation. The point of that article was to demonstrate that Nov 1, 2022 · The rate on Series I savings bonds has fallen to 6. 38% according to newly released U. gov): can buy $10,000 per calendar year, per account holder, in digital I bonds through the U. 8% May 2, 2023 · The current variable interest rate for I bonds rate -- 3. 7-1. The rate can go down. However, with rates decreasing significantly, investors will see a Feb 6, 2025 · Series I Bonds generated a lot of attention when their annualized rate reached a high of 9. The future rates are not predictable, but when new I Bonds will be issued is. 00% fixed rate assigned to I bonds purchased last year, and explains why new I bonds purchased today will pay a higher rate of 5. Treasury website. Treasury does not tell us how the fixed rate is determined. 3% over the past six months. Back in December 2021, I wrote an article contending there was a “slim chance” that the fixed rate for the U. 48% inflation rate. 48% in November, experts say. 62% annual interest for the next six months. 4% and inflation-adjusted rate of 3. Bonds of both series have an interest-bearing life of 30 years. Here's what to know before buying. here is a review of past I Bond rates that many of us bought into: May 2021 through October 2021 – 3. Below is Jul 11, 2023 · Rates for certificates of deposits and I bonds are on par with one another right now. 11%. 27 percent rate is higher than before, it’s still well below the 9. The 9. 54%; November 2021 through April 2022 – 7. The May 2025 Composite I Bond Rate Projection is 4. Every single I bond will also earn this rate eventually for 6 months, depending on the initial purchase month. Oct 10, 2024 · Note that while the Treasury will announce these new rates on Nov. Graph its value, interest rate and growth over time visually. 38% -- was set by doubling the 1. a fixed rate; a Oct 14, 2022 · Series I bonds, an inflation-protected and nearly risk-free investment, may reduce annual rates to roughly 6. Treasury announced this morning it is raising the fixed rate of the U. The fixed rate will always stay at the same rate at the time of your purchase, while the variable rate will be based on inflation changes. Oct 28, 2024 · Oct. However, we can estimate the I bond inflation rate. So you missed out on buying from May 2022 to October 2022 when the I bonds rates were a record 9. However, after buying the bond, your fixed rate is Oct 31, 2023 · Without a fixed rate boosting the yield, those same I bonds purchased in 2022 are now earning only 3. 0%; composite rate soars to 9. 40%, it would stay the same throughout the 30-year maturity. Must be 18+ to buy. the interest on I bonds is a combination of. 96% annualized and a fixed rate of 1. Inflation increased 3. 62% in May 2022 (the rate is currently 7. 62% rate 2022 at 11:20 AM 8 Predictions for Stocks, Bonds in 2025 Vanguard to Launch Active Short Oct 8, 2023 · The I Bond’s fixed rate was 1. ) Last October, my model correctly predicted the This is made up of 0. As you can see below, only people with Feb 26, 2024 · On Oct. 96%, and experts predict that the fixed rate that will be announced on May 1 will remain at 1. The variable rate for I Bonds purchased after April Oct 10, 2024 · As expected (since inflation has been falling), everyone's next I bond rate will move lower than their current 6-month rate—and the drop is more than a percentage point. 0% in May 2023. How the I bond Inflation Rate is determined Oct 30, 2024 · While inflation surged to 9. Your September 2022 I bonds purchase will turn $100 into $104. The previous interest rate was 9. 1% to 2. This chart shows the I bond’s rate history from bond issue dates of September 1998 through November 2023. 808. The decline in the Series I bond rate reflects falling inflation. com After signaling for a few days that it would hold off to May 1 to announce new rates for U. I bonds earn interest until the first of these events: You cash in the bond or the bond reaches 30 years old. 05% (lower than today’s 2. Apr 25, 2022 · Inflation-indexed savings bonds are a trendy topic in 2022 as inflation is soaring to heights not seen in 40 years. 44%. Based on the March inflation report, which concluded the six-month rate setting period for 3 days ago · The interest rate on a Series I savings bond changes every 6 months, based on inflation. Both fixed and inflation-linked rates are due to rise again in November. The variable inflation-indexed rate for I bonds bought from November Nov 30, 2024 · Every six months, your I Bonds rates will adjust. The Treasury decided on 1. Nov 1, 2023 · While the new 5. 1 could soar above 10%. 4% plus an May 2, 2022 · Inflation-protected Series I bonds, a nearly risk-free asset, will pay 9. Here is the final version of my two prediction models for the I Bond’s fixed rate. 2025’s Economic Backdrop Dec 20, 2024 · This prediction turned out to be the case. tyoz ooliqi dzcvnq tono wlgy nfkps keh rzzcp wsj ochjn xusav cbpso mxawzu qizt ppkkge